Terms of Service for Care and Tax LLC

Effective Date: [November 1st 2024]

These Terms of Service ("Terms") govern your access and use of the services provided by Care and Tax LLC, including but not limited to our website, mobile applications, customer support services, and any other services we provide (collectively, "Services"). By accessing or using our Services, you agree to these Terms. If you do not agree with these Terms, Kindly email us which terms you do not agree with and a signed form by Abdimalik I Issak with approval.

1. Acceptance of Terms

By accessing or using the Services, you acknowledge and agree to comply with these Terms, which constitute a legally binding agreement between you and Care and Tax LLC ("Company"). If you do not accept these Terms, you must immediately discontinue your use of our Services.

2. Modification of Terms

Care and Tax reserves the right to modify these Terms at any time, without notice, by posting revised Terms on our website or application. Any modifications will be effective immediately upon posting, and your continued use of the Services after such changes constitutes acceptance of the modified Terms. It is your responsibility to review these Terms periodically.

3. Eligibility

To use the Services, you must be at least 18 years of age, capable of entering into a legally binding contract, and have the authority to provide any personal information required to access the Services. By using the Services, you represent and warrant that you meet these requirements.

4. Services Provided

Care and Tax LLC offers various services, including but not limited to:

  • Health insurance enrollment assistance (Obamacare, Medicare).

  • Tax filing, consultation, and financial planning.

  • Other services related to healthcare and tax filings.

All services provided are subject to these Terms, and any additional terms or conditions that may apply.

5. User Responsibilities and Prohibited Conduct

You agree to:

  • Provide accurate, truthful, and complete information when using the Services.

  • Maintain the confidentiality of any account or login information.

  • Use the Services only for lawful purposes and in compliance with all applicable laws.

  • Not engage in any fraudulent, malicious, or illegal activity while using the Services.

You are prohibited from:

  • Engaging in activities that would harm, disable, overburden, or impair the Services.

  • Attempting to interfere with the operation or functionality of the Services or other users' access to the Services.

  • Violating any applicable laws, including data protection laws and intellectual property rights.

6. Account Suspension, Termination, and Remedies

Care and Tax reserves the right to suspend or terminate your access to the Services at any time and without prior notice if we determine, in our sole discretion, that you have violated any provision of these Terms. Termination of your access does not affect any rights or obligations that have accrued prior to termination.

In the event of termination or suspension, you agree to immediately cease using the Services and forfeit any rights to access the Services. We may also seek any legal remedies available, including damages, injunctive relief, and other remedies for any harm caused by your actions.

7. Intellectual Property

All content, design, logos, trademarks, service marks, and other intellectual property associated with the Services are owned by Care and Tax or its licensors. You may not use, copy, distribute, or modify any content from the Services without our prior written consent. Unauthorized use of any intellectual property may result in legal action.

8. Third-Party Services

Our Services may include links or references to third-party websites, products, or services that are not controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party services, and we disclaim all liability arising from your use of these third-party websites or services.

9. Disclaimer of Warranties and Limitation of Liability

To the maximum extent permitted by law, Care and Tax disclaims all representations, warranties, and conditions of any kind, express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

You acknowledge and agree that:

  • Care and Tax makes no representations or warranties regarding the accuracy, completeness, or reliability of the Services.

  • We are not responsible for any errors or omissions in the content or data provided through the Services.

  • We cannot guarantee the continuous, uninterrupted, or error-free operation of the Services.

  • Your use of the Services is at your own risk, and you are solely responsible for any consequences, damages, or losses resulting from such use.

In no event shall Care and Tax, its officers, directors, employees, agents, or affiliates be liable for any indirect, incidental, consequential, special, or punitive damages, including but not limited to loss of profits, loss of data, or business interruption, arising from your use or inability to use the Services, regardless of whether we were advised of the possibility of such damages.

Additionally, Care and Tax shall not be held liable for any damages or losses arising out of:

  • The actions of third-party providers or their services.

  • System outages, server issues, or network failures that are beyond our control.

  • Any misrepresentations or fraudulent activities performed by third parties.

Employee Disclaimer: You further acknowledge and agree that Care and Tax LLC, its officers, directors, employees, agents, and contractors are not personally responsible or liable for any loss, injury, or damage caused by your use of the Services. In no event shall any employee, agent, or contractor of Care and Tax LLC be held personally liable for any claim, action, or cause of action arising out of your use or misuse of the Services. Care and Tax LLC shall hold harmless and indemnify all employees, officers, directors, and contractors from any liability associated with your use of the Services.

10. Indemnification

You agree to indemnify, defend, and hold harmless Care and Tax, its officers, directors, employees, agents, affiliates, and licensors from and against any claims, losses, liabilities, damages, expenses, and costs, including reasonable attorneys’ fees, arising from:

  • Your violation of these Terms.

  • Your use or misuse of the Services.

  • Any content you submit, upload, or transmit through the Services.

  • Your violation of any applicable law or the rights of any third party.

This indemnity obligation survives the termination of these Terms.

11. Force Majeure

Care and Tax will not be held liable for any delay, failure, or disruption of Services due to causes beyond our reasonable control, including but not limited to acts of God, natural disasters, civil disturbances, war, terrorism, pandemic, failure of telecommunications, or governmental actions.

12. Dispute Resolution and Arbitration

In the event of any dispute, claim, or controversy arising from or related to these Terms or your use of the Services, the parties agree to attempt to resolve the matter through informal negotiations. If the dispute cannot be resolved informally, the parties agree to submit to binding arbitration in accordance with the rules of the American Arbitration Association.

The arbitration shall be conducted in [Your State], and the judgment on the arbitration award may be entered in any court of competent jurisdiction.

Class Action Waiver: You agree that any dispute will be resolved on an individual basis and not as part of a class action or collective action. You waive any right to participate in a class or representative action, including any action brought by a government agency.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the state of [Your State], without regard to its conflict of law provisions. You consent to the exclusive jurisdiction of the state and federal courts located in [Your State], for any legal action or proceeding arising from these Terms.

14. Privacy Policy

By using the Services, you agree to our Privacy Policy, which describes how we collect, use, and safeguard your personal information. Please review the Privacy Policy to understand how we handle your data.

15. Limitation of Liability

In no event shall Care and Tax’s total liability to you for any and all claims, losses, or damages arising out of or related to these Terms, or the use of the Services, exceed the total amount you paid to Care and Tax for the specific service related to the claim.

You acknowledge that this limitation of liability is a fundamental part of this agreement and that Care and Tax would not be able to provide its Services without such limitations.

16. Waiver of Claims

By using the Services, you waive any right to claim damages or assert any cause of action against Care and Tax in connection with the Services or these Terms. You acknowledge and agree that you will not seek any remedy against Care and Tax beyond the limited liability as described in Section 15.

17. Severability

If any provision of these Terms is deemed invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect. The invalid provision will be modified to the extent necessary to make it enforceable while reflecting the parties’ original intent.

18. Entire Agreement

These Terms, together with any applicable agreements, constitute the entire understanding between you and Care and Tax regarding the use of the Services. Any prior or contemporaneous agreements, representations, or understandings are superseded by these Terms.

19. Waiver

The failure of Care and Tax to enforce any provision of these Terms shall not be deemed a waiver of future